I personally use T-Mobile but I am sure they have the same policy as at&t so this is a little bit of shocker. Apparently if someone steals your phone and racks up hundreds of dollars in download charges you are responsible. I had always assumed there was some kind of fraud protection like my bank has with my debit card. Apparently that is dead wrong.

Tiffany had her phone stolen right before she left for a 7 day cruise on a chartered sail boat through the British Virgin Islands.

I call customer service and find out that all said, the ass racked up over $450 in download charges. He downloaded movies like “Pillow Fight Girls 3″ and “Miami Nights: Singles in Heat.” I didn’t even know the AT&T Mall sold stuff like that to download to your phone? What kind of idiot downloads soft core porn to watch on the tiny RAZR screen??? I explain to customer service what happened and fully expected to have the obvious fraudulent charges waived. Guess again. They tell me that their policy is that I am liable for all the charges.

I don’t know what the per movie fee is for those soft core porn flicks but you have to admit $450 over 7 days in pretty impressive.

Original Post: Consumerist.com